Insurance industry news and updates

News & Insights

Insurance Business Updates

Industry news, coverage tips, and market updates from the team at AJS Insurance Services.

California wildfire risk and homeowners insurance
Personal Insurance·July 28, 2026

California's Homeowners Insurance Crisis: What to Do If You've Been Non-Renewed

Major carriers continue to pull back from California's homeowners market. Here's what your options are — and how an independent agent can help you find coverage when your carrier walks away.

Commercial trucking insurance rates 2026
Trucking Insurance·July 14, 2026

Commercial Trucking Insurance Rates in 2026: What Owner-Operators Need to Know

Trucking insurance rates have continued to climb. We break down the key factors driving costs and what owner-operators and small fleets can do to manage their premiums.

Workers compensation audit California employers
Business Insurance·June 30, 2026

Workers' Compensation Audits in California: What Employers Need to Know

Most California workers' comp policies are subject to an annual audit. Understanding how audits work — and how to prepare — can prevent unexpected premium bills at year-end.

Cyber liability insurance for small businesses
Business Insurance·June 12, 2026

Cyber Liability Insurance: Why Small Businesses in California Can No Longer Ignore It

Cyberattacks are no longer just a large-enterprise problem. Small businesses are increasingly targeted — and most standard commercial policies provide little to no cyber coverage.

California auto insurance rate increases
Personal Insurance·May 27, 2026

Why California Auto Insurance Rates Keep Rising — and What You Can Do

California drivers have seen significant auto insurance rate increases over the past two years. We explain the key drivers and share practical steps to manage your premium.

Annual business insurance policy review
Business Insurance·May 8, 2026

Is Your Business Insurance Keeping Up With Your Business? The Case for an Annual Review

Most business owners set up their insurance once and forget it. But your business changes every year — and your coverage should too. Here's what to review at renewal.

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