Prepare for El Nino!

January 22, 2016


With peaking El Niño conditions, weather experts are predicting heavier than normal amounts of precipitation for many areas of the Southwestern U.S. Travelers is providing the information below to personal and business insurance customers in California, Arizona and the southern counties of Nevada. As a valued partner, we wanted you to be aware of this information and encourage you to share it with your customers as appropriate.
For Personal Insurance Customers:
  • Proper maintenance is key. This includes keeping gutters free of debris, ensuring downspouts are clear and water drains away from the foundation of your home. Also, be sure to check the soundness of flashing around chimneys and other roof protrusions, as well as caulking around windows and doors.
  • Strong El Niño storms may be accompanied by high winds. Improperly maintained trees and items such as patio furniture, grills and lawn equipment could pose a hazard for you and your property if not secured properly. Watch a video on how to spot dangerous conditions outside your home.
  • If you have a sump pump, make sure it is in good working order and consider installing a battery backup system in case of power outages.
  • In El Niño conditions, flooding can occur far from rivers and streams. Learn how to prepare for floods. As a reminder, flood damage is not covered under a standard homeowner’s policy. Consider purchasing flood insurance and discussing flood coverage with your agent or insurance representative.
For Business Insurance Customers: